Mediclaim at Aadicura: How Our Cashless Hospitalisation Works

Medical emergencies often come without warning. In such moments, financial stress can become as challenging as the medical condition itself. That is where cashless hospitalisation steps in, giving patients and families peace of mind. Instead of running around for payments, the hospital directly settles bills with the insurance provider, allowing patients to focus on what matters most – health and recovery.

At Aadicura Superspeciality Hospital, we understand how important timely financial support is during treatment. With our cashless Mediclaim process, patients in Vadodara can access the highest standards of care without worrying about immediate payments. This blog explains how Mediclaim at Aadicura Hospital works, the steps involved, and why we are trusted for seamless cashless services.

What is Cashless Hospitalisation?

Definition and Benefits

Cashless hospitalisation is a facility where the hospital bills are settled directly between the insurance company and the hospital, as per the patient’s Mediclaim policy. The patient does not have to pay the hospital expenses upfront, except for items not covered under the policy.

Benefits of cashless medical treatment in Vadodara include:

• Immediate access to treatment without financial delays.
• Peace of mind for patients and families during emergencies.
• Transparency in billing and insurance settlement.
• Reduced paperwork as the hospital coordinates directly with the insurer.

How Cashless Mediclaim Works at Aadicura

At Aadicura, we have simplified the cashless claim process so patients and families can focus on health rather than paperwork. Here is how it works:

Step 1 – Admission Process

When a patient arrives for admission, either planned or emergency, they must provide their insurance card or Mediclaim details at the admission desk. Our dedicated Mediclaim team immediately guides them through the formalities.

Step 2 – Verification by Insurance Provider

Once details are submitted, the hospital sends a pre-authorisation request to the insurance provider. This includes the patient’s medical condition, recommended treatment, and estimated expenses. The insurer verifies the claim as per the policy coverage.

Step 3 – Direct Billing

Upon approval, all medical expenses covered under the policy are billed directly to the insurance company. The patient is only required to pay charges not covered under the policy (if any). This ensures hassle-free treatment without financial strain.

Insurance Partners with Aadicura

Mediclaim at Aadicura Hospital is supported by tie-ups with leading insurance providers and Third-Party Administrators (TPAs). This wide network ensures that patients with diverse Mediclaim policies can avail of the cashless Mediclaim process without obstacles. Our partnerships extend to both public and private insurance companies, covering a broad range of policyholders in Vadodara and beyond.

Documents Required for Cashless Claim

To ensure a smooth cashless claim process in the hospital, patients must keep the following documents ready:

• Health insurance policy card or Mediclaim card.
• Government-issued ID proof (Aadhaar, PAN card, etc.).
• Employee/Corporate ID (if applicable).
• Completed the pre-authorisation form provided by the hospital.
• Past medical records and test reports (if required by insurer).

Having these documents ready speeds up the approval process and minimises delays in treatment.

Why Choose Aadicura for Mediclaim Support

Patients choose Aadicura not only for advanced medical expertise but also for comprehensive Mediclaim assistance. Here is what makes us different:

• Dedicated Mediclaim Desk: Our team manages all insurance-related formalities on behalf of patients.
• Strong Insurance Network: Tie-ups with leading insurers for wider coverage.
• Transparency in Billing: No hidden charges, with clarity on what is covered under the policy.
• Patient-Centric Philosophy: We combine ethical treatment with financial ease, ensuring health comes first.

With these advantages, Aadicura has become a trusted destination for cashless medical treatment in Vadodara.

Tips for Patients Using Mediclaim at Aadicura

To make the most of your Mediclaim facility at Aadicura, keep these tips in mind:

• Always carry your Mediclaim card and ID proof when visiting the hospital.
• Inform your insurance provider about planned admissions in advance for faster approvals.
• Read your Mediclaim policy carefully to understand inclusions and exclusions.
• Keep copies of past medical records, as they may be required for verification.
• Ask our Mediclaim Desk for guidance – our team is always ready to help.

Conclusion

At Aadicura Superspeciality Hospital, we believe that financial concerns should never come in the way of quality healthcare. Our streamlined cashless Mediclaim process ensures that patients in Vadodara receive timely, worry-free treatment backed by trusted insurance partners.

From admission to discharge, our dedicated team supports patients through every step, making Aadicura the preferred choice for cashless hospitalisation.

Your health comes first – let Aadicura handle the rest.

FAQs

Q1. What is cashless hospitalisation at Aadicura Hospital?

It is a facility where medical expenses are settled directly between Aadicura and your insurance provider, without upfront payment from you (except non-covered items).

Q2. How do I use my Mediclaim policy at Aadicura?

Provide your Mediclaim card and ID proof at admission. Our team will process the pre-authorisation with your insurer.

Q3. Which insurance companies are tied up with Aadicura?

Aadicura is partnered with leading public and private insurers and TPAs, offering broad Mediclaim coverage.

Q4. What documents are required for a cashless Mediclaim?

Mediclaim card, ID proof, pre-authorisation form, and relevant medical records.

Q4. Do I need to pay anything if I opt for cashless hospitalisation?

You only need to pay charges not covered by your Mediclaim policy.